Blockchain technology, initially synonymous with cryptocurrencies like Bitcoin, has evolved into a multifaceted innovation with far-reaching implications across industries. This abstract explores the benefits of investing in blockchain technology, highlighting its transformative potential in areas such as finance, supply chain management, healthcare, and beyond. Conducting a comparative analysis of investments on blockchain landscape versus traditional finance instruments offers valuable insights into their distinct benefits and challenges. While traditional finance has historically been the bedrock of investment strategies, the emergence of blockchain technology introduces innovative paradigms that redefine established norms.

1. Transparency and Trust

Blockchain's decentralized nature eliminates the need for intermediaries, fostering trust through transparent and immutable record-keeping. Token holders can leverage this feature to streamline transactions, reduce fraud, and enhance accountability. Blockchain investments offer unparalleled transparency and trust through decentralized ledger technology, whereas traditional finance often relies on centralized intermediaries. While traditional systems provide regulatory oversight and familiarity, blockchain's transparency mitigates counterparty risk and enhances token holders’ confidence.

2. Efficiency and Cost Savings

By automating processes and eliminating manual reconciliation, blockchain can significantly reduce operational costs for businesses. Smart contracts, self-executing agreements coded on the blockchain, enable automated transactions, cutting down on time and resources traditionally required for contract management. Blockchain investments streamline processes and reduce costs through automation and elimination of intermediaries, contrasting with the relatively labor-intensive and costly nature of traditional finance transactions. While traditional systems may offer established infrastructures, blockchain's efficiency drives operational savings and accelerates transaction speeds.

3. Security and Data Integrity

Blockchain's cryptographic features ensure that data stored on the ledger is tamper-proof and secure. This heightened security not only protects sensitive information but also mitigates the risk of data breaches and cyber attacks, a critical consideration in today's digital landscape. Blockchain investments prioritize security and data integrity through cryptographic protocols and decentralized consensus mechanisms, offering robust protection against fraud and cyber threats. Traditional finance, while employing security measures, remains susceptible to centralized points of failure as well as cyber attacks.

4. Improved Traceability and Compliance

In industries such as finance and energy trading, blockchain enables end-to-end traceability of transactions and assets. This enhanced transparency not only facilitates compliance with regulatory requirements and standards but also helps to mitigate issues like fraudulent transactions and resource mismanagement.

5. Innovation and Disruption

Investing in blockchain opens doors to disruptive innovation, fostering the development of novel applications and business models. From decentralized finance (DeFi) platforms to non-fungible tokens (NFTs), blockchain continues to inspire groundbreaking solutions that challenge traditional paradigms. While traditional finance offers stability and institutional support, blockchain's potential for innovation attracts forward-thinking investors seeking high-growth opportunities through cutting-edge solutions like DeFi and NFTs.

6. Diversification and Portfolio Hedging

Including blockchain assets in investment portfolios can serve as a diversification strategy, offering exposure to a rapidly growing asset class with low correlation to traditional markets. As blockchain matures, it presents opportunities for long-term growth and portfolio hedging against economic uncertainties. Both blockchain and traditional finance investments offer diversification benefits, albeit with different risk profiles and correlations to traditional markets. While traditional finance provides stability and liquidity, blockchain assets offer diversification against systemic risks and exposure to emerging markets.

7. Regulatory Compliance and Risk Management

Traditional finance investments adhere to established regulatory frameworks and compliance standards, providing token holders with a sense of protection and market stability. In contrast, blockchain investments must navigate a rapidly evolving regulatory landscape, where laws and guidelines vary significantly across jurisdictions. While blockchain fosters innovation, it also presents unique compliance challenges, blockchain projects must proactively balance the pursuit of innovation with strict regulatory adherence to mitigate legal risks and ensure long-term sustainability.

Investing in blockchain technology offers a myriad of benefits ranging from enhanced transparency and efficiency to heightened security and innovation. As businesses and industries increasingly recognize the value proposition of blockchain, strategic investments in this transformative technology have the potential to unlock significant value and drive sustainable growth in the digital economy. These motivate the idea of TNQ Token. The choice between blockchain and traditional finance investments depends on token holders' risk tolerance, investment objectives, and appetite for innovation. Integrating blockchain technology into traditional finance not only preserves the stability and regulatory certainty inherent in traditional methods but also introduces transformative opportunities for efficiency, transparency, and innovation. By harmonizing these elements, token holders stand to benefit from a comprehensive approach that optimizes risk-adjusted returns and capitalizes on the evolving global financial landscape. TNQ is dedicated to democratizing access to these integrated investment strategies for widespread participation and opportunity in the market.

1. TNQ Limited (TNQ)

TNQ is an innovative DeFi platform that revolutionizes financial trading by integrating advanced automated trading solutions through the introduction of TNQ Token. This transformative utility token empowers token holders to actively participate in decentralized trading strategies, access exclusive financial tools, and engage in the DeFi Bot ecosystem. Token holders can capitalize on emerging opportunities, optimize risk-adjusted returns, and benefit from a collaborative environment designed to enhance trading effectiveness. TNQ blends traditional financial principles with cutting-edge blockchain technology, delivering transformative DeFi Bot solutions that drive value and efficiency in the digital assets landscape.

1. Financial Inclusion

Historically, traditional finance has been exclusive, presenting high barriers to entry for many individuals. Blockchain technology fosters greater inclusivity by allowing a wider audience to participate through fractional stakes, irrespective of geographic location or socioeconomic status. This democratization of finance opens new avenues for investment and economic participation.

2. Diversification

Blockchain technology provides individuals with unprecedented diversification opportunities within the financial market, extending beyond traditional asset classes like stocks and bonds. By gaining access to a diverse range of asset classes—including cryptocurrencies, digital assets, individuals can spread their risk and potentially enhance returns by tapping into high-growth sectors that exhibit low correlation to traditional markets.

3. Innovation Exposure

Participation in blockchain-based finance allows the public to benefit from the growth of innovative technologies and business models. Blockchain has the potential to revolutionize various industries, including finance, real estate, supply chain management and more. By investing in blockchain projects and companies, individuals can benefit from this innovation.

4. Transparency and Security

Blockchain-based projects offer transparency and security features that can enhance token holders’ confidence. The decentralized nature of blockchain ensures that transaction records are immutable and transparent, reducing the risk of fraud and manipulation. Smart contracts, a key feature of blockchain technology, can automate and enforce agreements, further enhancing security.

5. Global Reach

Blockchain projects have the potential to reach a global user base without the need for intermediaries or traditional financial infrastructure. This global reach opens up opportunities in emerging financial markets and allows token holders to diversify their portfolios across borders.

6. Liquidity

Participation in blockchain projects, including cryptocurrencies and decentralized finance (DeFi) solutions, offers high liquidity, enabling participants to buy and sell digital assets quickly and efficiently. This liquidity provides the flexibility for investors to adjust their portfolios in response to evolving market conditions or personal investment goals.

2. TNQ Token
1. The Foundation

Introducing TNQ Token, a pivotal component of the TNQ's ecosystem, which specializes in providing innovative DeFi Bot solutions. As a utility token of the ecosystem, TNQ Token is designed to empower token holders by granting access to participate in decentralized trading strategies, leverage advanced tools, and engage in the dynamic DeFi Bot ecosystem. The practical applications of TNQ Token not only facilitate DeFi Bot participation within the platform but also ensure that token holders can derive tangible benefits from its utilization and demand.

The value of TNQ Token is fundamentally linked to its active utilization and integration within the TNQ ecosystem. This connection enhances its utility and market demand in a robust environment where holders can optimize their investment strategies and benefit from innovative financial solutions. As participants engage with the platform, the demand for TNQ Token is likely to grow, further enhancing its value proposition. By aligning with the evolving landscape of decentralized finance, TNQ Token serves as a crucial asset for individuals looking to cultivate a sustainable investment approach that aligns with innovative market developments.

2. The Utility Use Cases

TNQ Token, a cryptographic token built on blockchain technology and tradable within its network, functioning as the core digital asset crucial to the ecosystem's operations. This token embodies the transferable functionalities outlined within its Smart Contract protocols, facilitating its use as an interoperable token within and beyond the platform. TNQ Token serves multiple utility use cases within the TNQ's ecosystem, designed to enhance user engagement and incentivize participation through various mechanisms.

The TNQ Token serves a critical role within the ecosystem, primarily as the medium for Bot Subscription Fees. Users can access advanced automated DeFi Bot solutions, benefiting from tailored strategies while simultaneously driving the ecosystem growth. The subscription model directly links token usage to the platform’s development, where every subscription contributes to the refinement and expansion of the ecosystem’s tools, creating a cycle of growth powered by user participation.

Another significant use case is Locking participation. TNQ Token holders have the opportunity to lock their tokens for a specified period, thereby receiving Locking rewards in the form of TNQ Token. This mechanism encourages long-term engagement and stability within the ecosystem, as users are incentivized to maintain their holdings. By locking TNQ Tokens, participants contribute to the overall liquidity of the platform while positioning themselves to benefit from future developments and opportunities within the TNQ ecosystem.

In addition, TNQ Token serves to cover transactional costs. When users withdraw TNQ Token from the platform, a fee is incurred, charged in TNQ Token. This fee structure not only supports the operational sustainability of the ecosystem but also reinforces the token’s value by maintaining a balanced supply and demand dynamic. As more users engage in transactions, the utilization of TNQ Token for fees further integrates the token into the ecosystem's operational framework.

Lastly, TNQ allows token holders to redeem TNQ Token for USDT based on the Asset Rewards Value (ARV). This redemption mechanism provides flexibility and liquidity to token holders, enabling them to convert their TNQ holdings into a stablecoin when needed. This feature not only enhances the utility of TNQ Token within the ecosystem but also offers users a strategic option to manage their investments effectively in response to market fluctuations.

3. Fund Utilization

In formulating the fund utilization strategy, TNQ prioritizes sustained growth and long-term viability as foundational pillars. A strategic allocation plan is essential to effectively navigate the complexities of the digital asset landscape. This deliberate approach is structured to ensure that every resource contributes meaningfully to advancing the ecosystem and broadening the utility use case and adoption of TNQ Token in the long term.

This strategy is not driven by one-size-fits-all solutions but instead grounded in a profound understanding of current market dynamics, risk assessment and awareness of the evolving needs of digital-based community along the way. This comprehensive perspective addresses immediate expansion goals but also establishes a robust foundation for sustained growth and resilience of ecosystem.

• Technology Infrastructure and Facility

Investments in technology infrastructure are fundamental to supporting TNQ’s vision for a robust and scalable platform. This facet underpins the seamless functionality of the platform and elevates the user experience within a secure and reliable environment for conducting transactions and managing assets. With a focus on scalability and resilience, continuously investing in the technology infrastructure is imperative to accommodate growing demand and adapt to evolving market dynamics, delivering a best-in-class user experience while maintaining the highest standards of security and reliability.

• Marketing and Branding

Social Media Marketing:

Social Media Marketing serves as a pivotal tool in the strategy for TNQ's growth due to its reach and engagement potential. By leveraging mainstream platforms like X and Telegram, access to vast online communities at the establishment stage is achieved. Regular updates, announcements, and interactive content enhance visibility among the target market, spark conversations, and foster a sense of community within the ecosystem. Social media platforms facilitate rapid information dissemination and enable direct communication with the audience, allowing for inquiries to be addressed, feedback to be gathered, and a loyal following to be nurtured.

Influencer Partnerships:

Influencer Partnerships offer TNQ a unique avenue to access targeted audiences and build credibility through trusted endorsements. Influencers possess significant sway over their followers, who often regard their opinions and recommendations highly. Collaborating with influencers aligned with brand values and target demographics allows TNQ to leverage their authority and authenticity, amplifying messages and generating interest. Additionally, valuable market insights and feedback from influencers contribute to the refinement of strategies and offerings to better resonate with the audience.

Strategic Partnerships:

Strategic Partnerships are instrumental in expanding the TNQ’s ecosystem and unlocking new opportunities for growth and innovation. By forging alliances with key industry players, exchanges, and ecosystem partners, access to complementary resources, expertise, and networks is obtained. These partnerships enhance the use case of TNQ Token, facilitate entry into new markets, and drive adoption through joint initiatives and collaborative ventures. Furthermore, strategic partnerships lend credibility and legitimacy to TNQ, bolstering token holders' confidence and improving market perception of the project.

• Ecosystem Development

Ecosystem development is central to TNQ’s mission, recognized as a strategic imperative in the rapidly evolving digital landscape. In today's dynamic environment, where innovation is a key driver of competitive advantage, fostering a thriving ecosystem is essential for achieving sustained growth in ecosystem participation and increasing the utility of TNQ Token. Investments in strategic partnerships, dedicated developer support initiatives, and community engagement programs are pivotal in this endeavor. These initiatives serve as the foundation of TNQ, catalyzing innovation and collaboration across the DeFi Bot ecosystem. In this rapidly-changing landscape, emphasizing the nurturing and expansion of the ecosystem is fundamental as digital environments and user preferences evolve, ensuring TNQ's long-term resilience and token’s utility use case in the professional crypto sphere.

• Security and Compliance

Rigorous security protocols and adherence to regulatory standards are integral components of TNQ Token's fund allocation for Security and Compliance. The protection of user assets and the integrity of our platform are paramount to maintaining trust and confidence among its user base. With timely-enhanced risk management practices in place, TNQ Token mitigates potential threats and vulnerabilities, safeguarding the long-term viability of its operations. This commitment to security and compliance not only minimizes risks but also enhances TNQ Token's reputation as a trusted and reliable player in the digital asset space. Moreover, the company acknowledges the necessary of this aspect from numerous failed projects in this growing industry, which underscores the importance of robust security measures and regulatory compliance. Capital allocation to this not only minimizes risks but also enhances oevrall credibility, thereby better positioning TNQ Token to attract and retain users, driving sustained growth and value creation in the long term.

• Project Team

The project team stands as the backbone of TNQ’s growth, boasting expertise in blockchain technology, finance, and business development. This multifaceted team is driven by a collective dedication to delivering long-term success in the development DeFi Bot ecosystem, steering the project's vision forward amidst the ever-evolving digital landscape. The team’s profound understanding of industry dynamics and adept strategic execution capabilities are key to maintaining TNQ's strategic position in the dynamic digital asset space. High level of adaptability and strategic execution of the core team is essential to swiftly respond to market shifts and capitalize on emerging opportunities.

• Treasury Reserves

Maintaining a treasury reserve is vital for ensuring financial stability and liquidity within TNQ's ecosystem. By allocating funds for capitalizing on opportunities, managing contingencies, executing market interventions, and pursuing strategic investments, resilience against market fluctuations and unforeseen events is significantly strengthened. This reserve acts as a strategic asset, enhancing operational flexibility, mitigating risks, and safeguarding the long-term viability of the ecosystem. Through prudent management of the treasury reserve, TNQ is better positioned to adapt to changing market conditions and support sustained growth, specifically in the digital landscape where constant adaptation is essential at every stage of development.

4. Token Utility Optimization

The strategic framework and initiatives outlined are essential for optimizing the utility of TNQ Token, solidifying its role within the evolving DeFi Bot ecosystem. The independent value of TNQ Token is fundamentally influenced by market dynamics, particularly its adoption rate and the level of engagement among token holders within the ecosystem.

Key performance indicators, such as the growth of the user base, total value locked (TVL), and transaction volume, are interdependent factors that contribute to the demand for TNQ Token. To foster sustained growth and resilience, efforts will focus on the strategic development of advanced DeFi Bots, cultivating collaborative partnerships, and expanding the community base. These initiatives aim to diversify the utility functions of TNQ Token, thereby attracting and providing long-term benefits to its holders.

As the intrinsic value of TNQ Token grows through increased user engagement and ecosystem traction, its utility and market position are further reinforced. This synergy is pivotal to the project's core focus, ensuring that TNQ Token remains a highly sought-after asset within the DeFi landscape. Ultimately, TNQ Token's value will reflect its widespread adoption and the active participation of its user base, driving ongoing growth and innovation in the DeFi Bot ecosystem.

Looking ahead, the possibilities for further enhancing the utility of the TNQ Token remain promising. As the DeFi landscape continues to evolve, TNQ Token is positioned to benefit from emerging technologies and innovations that may unlock new use cases and functionalities. Potential improvements could include the integration of additional DeFi services, governance token, cross-chain compatibility, or expanded partnerships with other blockchain ecosystems, all of which would increase the token's versatility and demand. By remaining adaptable and forward-thinking, TNQ Token aims to continuously offer compelling value to its holders, positioning itself to remain competitive and relevant in an ever-changing market environment.

3. Existence
1. VISION

To position TNQ Token as the leading utility token in the global automated trading landscape, driving innovation with cutting-edge Defi Bot solutions in the Web 3 matrix.

2. MISSION

To provide token holders with the access to a leading-edge Defi Bot ecosystem, delivering exceptional utility and long-term value through advanced automated trading solutions.

   Foundational Pillars   
4. Core Elements
1. Blockchain-centric
• Decentralization

Through blockchain integration, TNQ facilitates decentralized transactions between users, eliminating the need for intermediaries. Smart contracts of TNQ Token, verified by CertiK, govern the token transfers for transparent and trustless interactions. Additionally, the token minting occurs on a decentralized network, enhancing security and preventing unauthorized alterations to the token supply. This decentralized approach fosters a peer-to-peer ecosystem where participants have direct control over their token holding, promoting transparency and reliability.

• Security

Blockchain technology underpins TNQ Token's security framework, providing robust protection against cyber threats and fraudulent activities. The immutability of blockchain ensures every tamper-proof transaction records of TNQ Token, shielding token holders from unauthorized access or manipulation. By leveraging cryptographic techniques and consensus mechanisms, TNQ Token maintains data integrity and confidentiality where the on-chain data are publicly accessible. Blockchain-based security measures fortify TNQ's ecosystem, serving as a resilient foundation for secure and seamless transactions.

2. Innovative Ecosystem
• Solution for All

TNQ acts as a transformative link between traditional finance and blockchain innovation within the innovative DeFi Bot ecosystem. It offers participants from diverse backgrounds access to a wide array of institutional-grade automated Bots that were previously inaccessible to retail investors. This enhanced accessibility not only drives participation but also amplifies broader token adoption within the ecosystem, fostering a positive feedback loop of growth and engagement. By democratizing the access to all, TNQ's strategic initiative promotes financial inclusion on a global scale. As more users engage with this next-gen trading and TNQ Token, the ecosystem benefits from increased participation and value creation, reinforcing token's pivotal role in bridging the gap between conventional finance and cutting-edge blockchain solutions.

• Wide Adoption

TNQ Token aims for widespread adoption by offering user-friendly interfaces and intuitive ecosystem. By simplifying the participation protocols and continuously enhancing the utility use case, TNQ Token attracts a broad user base across the globe, including novice token holders and seasoned professionals. The ecosystem's accessibility extends to both traditional and blockchain-native token holders, fostering a vibrant ecosystem of diversified features and increased token adoption. The project team's commitment to usability and inclusivity accelerates the adoption of digital assets and reshapes the landscape of global finance.

5. Executive Team

TNQ's team comprises industry experts with diverse skill sets, expertise, and experience relevant to the cryptocurrency and blockchain industry, namely blockchain expert, financial analyst, investment strategist, legal and compliance specialist, risk managers, business development professional, communications and marketing specialist, operations and administration personnel, experience advisor and mentor, dedicated to driving the project forward. A cohesive and collaborative crypto investment team with complementary skill sets, diverse perspectives, and a shared commitment to excellence is essential for identifying, evaluating, and executing successful investment strategies in a rapidly evolving and dynamic market landscape.

Drd. Chong Cheong Sin - Founder

Chong is a highly experienced professional with more than 10 years of experiences in institutional fund management, heading a team of specialists proficient in wealth management, investment research, investment advisory, and portfolio management. With extensive expertise, he acts as an advisor and director for multiple companies, playing a key role in shaping their strategic business decisions and business management plans.

Chong has a strong background on financial matters, partners closely with many institutional clients and has invested in various business sectors such as food industry, retail trade, information technology and property management in Asia Pacific Region. He is also a Managing Director of Mirac Finance Ltd., which is a licensed financial services company in Labuan.

Chong graduated with a Master's Degree in Business Administration from the International Teaching University of Georgia. He completed the Doctor of Business Administration program with Collegium Humanum, Warsaw Management University. At present, he is pursuing the Doctor of Philosophy (PhD) program at the Swiss School of Management in Switzerland.

Siaw Jun Kit - Chief Executive Officer (CEO)

Siaw holds a PhD in Finance & Investment, majoring in Technical Analysis. With over 11 years of extensive experience in currency trading, he has become an outstanding figure in the field. Transitioning over the past 7 years, he has gradually shifted his focus towards fund management.

With substantial knowledge in finance and a successful track record in currency trading, Siaw has developed proprietary manual trading strategies that have attracted millions of dollars in funds under management. He imparts these victorious strategies to currency traders through investment courses and private coaching. Siaw also serves as a speaker for technology and investment firms, functioning as a consultant with various private investment firms. Since 2019, he has leveraged his expertise to create an Artificial Intelligence trading system, providing comprehensive brokerage solutions to both individual and corporate clients.

With commitment to continuous professional growth, Siaw is actively pursuing internationally recognised certifications, including the Certified Financial Technician (CFTe) and Master of Financial Technical Analysis (MFTA) offered by the International Federation of Technical Analysts (IFTA). He is as well challenging the STA Diploma provided by the Society of Technical Analysts (STA) and the Chartered Market Technician (CMT) Programme offered by the CMT Association. These qualifications further underscore Siaw‘s dedication to excellence and his commitment to staying at the forefront of industry trends and practices.

As a best-selling author in Malaysia, he penned "Behind A True Trader", a book series that launched in 5 countries, available in English, Malay and Chinese, with a forthcoming masterpiece that explores relationships among financial instruments. Simultaneously, Siaw is working towards his next PhD in Investment Strategy Planning.

In 2023, marking his illustrious 11-year career, Siaw has assumed the role of CEO at a proprietary trading firm headquartered in Malaysia, where he adeptly oversees a team of numerous market analysts. Concurrently, he stands as the trailblazing CEO of TNQ, he exemplifies visionary leadership and has a demonstrated ability to build and inspire high-performance teams. His strategic direction and unwavering commitment to innovation have established TNQ as a pioneering force in fund tokenization, poised to revolutionize the industry landscape.

Michael Tan - Chief Operating Officer (COO)

Michael stands as a beacon of strategic prowess and operational finesse within the executive echelons. His illustrious career spanning over 5 years in the vanguard of leadership roles within the dynamic blockchain industry has endowed him with a wealth of insights and acumen. Michael’s tenure is punctuated by a series of triumphs, marked by his adept orchestration of organizational efficiency and unwavering dedication to bolstering profitability.

Within the hallowed halls of TNQ, Michael assumes the mantle of responsibility for every facet of daily operations, orchestrating a harmonious symphony of interdepartmental cohesion. His stewardship is hallmarked by an unwavering commitment to synchronizing all endeavours with the overarching vision and objectives of the company. With a laser focus on innovation and meticulous process optimization, Michael architects and executes operational strategies that not only enhance productivity and trim costs but also pave the path for sustainable growth in an ever-evolving industry landscape.

Yet, Michael’s leadership transcends mere operational acumen; it encapsulates a profound dedication to nurturing a culture of continuous improvement and employee empowerment. He is a stalwart advocate for initiatives that cultivate talent from within, championing the ethos of personal and professional growth among TNQ's workforce. Under his sage guidance, TNQ has metamorphosed its workforce into a formidable bastion of dynamism and adaptability, capable of surmounting any challenge and spearheading innovation with unwavering resolve. As the COO in TNQ, Michael embodies the very essence of TNQ's core values, serving as a catalysing force for operational excellence and propelling the company towards sustained growth amidst the crucible of today's competitive business milieu.

Saw Hui Shi - Chief Financial Officer (CFO)

Saw, our newly appointed CFO with a PhD in Biotechnology, brings a unique blend of scientific rigor and financial expertise to our company. With her 4 years of extensive background in biotech research, particularly her experience leading projects that required complex funding solutions, showcases her ability to handle intricate financial landscapes—a critical skill in finance.

Saw's adeptness at securing grants from private institutions and government bodies has honed her skills in strategic financial planning and risk assessment, crucial for navigating the financial regulations and investment strategies in our industry. Her analytical skills, developed through meticulous scientific research, translate seamlessly into financial analytics, enabling her to forecast economic trends and optimize financial performance. This blend of detailed scientific methodology and robust financial strategy makes Saw an invaluable asset to our company, promising to lead our financial management with innovative solutions and a forward-thinking approach.

Her biotech-to-finance transition highlights not only her versatile skill set but also her potential to drive strategic growth with a distinctive perspective on investment and resource management. In her role as TNQ's CFO, Saw brings remarkable financial expertise, guiding our financial management with inventive solutions and a forward-looking mindset. Her dedication to innovation and strategic oversight not only strengthens TNQ's financial stability but also positions the company as a trailblazer in fund tokenization.

Lê Thành Lý - Chief Technolgy Officer (CTO)

Mr. Lê Thành Lý is a Bachelor of Information Technology degree holder from the University of Science in Ho Chi Minh, Vietnam, he currently leads the IT and software team at BCore Technology for more than 10 years. His academic foundation provides a strong footing for overseeing the development and maintenance of technology and product solutions within the company.

With prior roles as the Chief Information Officer for PMSA, Vietnam, and Vietnam Business Gold, he has amassed extensive experience in recommending tailored solutions and infrastructure for financial institutions. His commitment to aligning technology with business functionalities has been pivotal in driving the success of various projects. Leveraging a robust skill set in project management, business analysis, banking and SMS/Email gateways, blockchain technology, SQL assembly, and crystal report generation, he brings a comprehensive understanding of the intricacies within the industry.

Throughout his career, he has demonstrated a dedication to excellence, delivering strategic solutions and navigating the complexities of the financial sector. As the head of the IT team at BCore Technology, he continues to contribute a unique blend of technical expertise and strategic vision to ensure the company's ongoing success in the dynamic field of information technology. As TNQ's CTO, Mr. Lê Thành Lý brings extensive experience and expertise in information technology. With a wealth of knowledge, he continues to contribute his technical expertise and strategic vision, ensuring the company's sustained success in the dynamic realm of information technology.

Koh Ronn Shenq - Deputy Chief Technology Officer (Deputy CTO)

Koh is a seasoned technologist with a rich background in backend engineering and system architecture. With over 4 years of experience in various tech domains, including tenure at Setel as a Backend Engineer, Koh has consistently demonstrated his ability to drive technical excellence and innovation. Leveraging a diverse skill set that encompasses Golang, TypeScript, and Node.js, among others, Koh has been instrumental in optimizing processes, resolving production issues, and expanding infrastructure to meet evolving business needs.

Having also served as a Fullstack Developer in a various projects, Kor has honed his proficiency in delivering end-to-end solutions for diverse clientele, ranging from property industry to e-commerce platforms. His knack for problem-solving and deep understanding of technology stack nuances have consistently led to the successful deployment of projects, despite challenges such as discontinued ventures and evolving market landscapes.

Kor Ronn Shenq holds a Bachelor of Science in Computing from the University of Greenwich, underscoring his commitment to continuous learning and professional development. His blend of hands-on experience, academic rigor, and proactive approach to technology positions him as a valuable asset in any leadership role. As Deputy CTO, Kor is poised to leverage his expertise to drive strategic initiatives, foster innovation, and propel the technological evolution of the organization towards achieving its long-term objectives.

Alwin Cheng - Chief Marketing Officer (CMO)

Alwin possesses over two decades of illustrious expertise in the dynamic realm of marketing, with an additional 4 years of experience in moderating, business development, and marketing for web3 projects in the crypto world. His journey through the corridors of the marketing world has been extraordinary, marked by numerous triumphs that have left an indelible mark on the industry's landscape. Beyond conventional marketing, Alwin demonstrates a unique talent for curating and steering international-grade events that resonate globally. Renowned for his visionary guidance, he has contributed his expertise to prestigious sporting spectacles such as the Professional Golfers' Association (PGA), Ladies Professional Golf Association (LPGA), Association of Tennis Professionals (ATP), and Women's Tennis Association (WTA) tournaments, crafting unforgettable experiences that captivate audiences worldwide.

Alwin's academic prowess mirrors his professional achievements, fortified by a Bachelor of Honors degree in Corporate Communication. This educational foundation serves as the bedrock upon which his stellar career has been erected, endowing him with a profound understanding of the intricate interplay between communication dynamics and corporate strategy. Empowered by this formidable blend of academic rigor and practical acumen, Alwin has spearheaded marketing campaigns that transcend mere promotion, skilfully weaving compelling narratives that resonate with audiences on a visceral level.

As TNQ's CMO, Alwin guides the marketing division with an unwavering commitment to innovation and excellence, positioning himself as a visionary architect. His strategies not only enhance brand visibility but also forge profound connections with the community. Alwin's leadership tenure is marked by relentless pursuit of excellence, navigating the evolving marketing landscape with agility and foresight. His indomitable spirit and dedication make him an indispensable asset, propelling TNQ towards unprecedented success and solidifying his legacy as a luminary in the realm of marketing.

Charles Yap - Chief Compliance Officer (CCO)

Charles is a professional with a Master's Degree in Business in Applied Finance from Queensland University of Technology. With a strong interest in risk management and operational fields, Charles brings over 4 years of valuable experience to the corporate landscape.

Prior to joining TNQ, Charles was heading the Investment function of Mystartr Sdn Bhd, which could be broken down into investment due diligence and equity crowdfunding operations. His day-to-day responsibilities include business analysis, market research, resource allocation, project management, et cetera. Charles started his career as the General Manager of Simplify Global, where he was responsible for the company’s business development, finance as well as operations and marketing. Under his management, Simplify Global’s business grew by six-fold, through both organic and inorganic growth and managed to strike strategic partnerships with multiple multinational corporations.

As TNQ's Chief Compliance Officer, Charles brings a wealth of analytical acumen, problem-solving prowess, and an unwavering commitment to excellence. His proactive approach to learning and keen determination for success position him as a driving force behind the company's compliance initiatives. With a deep understanding of regulatory requirements and a dedication to upholding the highest standards of integrity, Charles is poised to play a pivotal role in ensuring regulatory adherence and fostering a culture of compliance within TNQ.

Claudio Deaconu - Chief Legal Officer (CLO)

Claudio, with over 20 years of experience in international corporate law, is a distinguished legal expert in the global business landscape. His extensive expertise covers a wide array of industries, including cryptocurrency, fintech, e-tech, IT, and e-commerce, making him a highly sought-after legal advisor worldwide.

Claudio has completed over 350 international legal projects for clients in Australia, the United States, Canada, the United Kingdom, Europe, GCC countries, and Latin America. His deep understanding of diverse legal systems allows him to deliver comprehensive and tailored solutions across multiple jurisdictions. Claudio's specialized expertise includes drafting and negotiating international commercial agreements, ensuring compliance with national and international regulations, and providing robust legal frameworks for digital assets and blockchain technologies.

Claudio leverages his expertise in cryptocurrency and digital assets to help TNQ achieve legal and regulatory standards as the company’s Chief Legal Officer (CLO). By developing robust legal frameworks, navigating regulatory challenges, and ensuring compliance with evolving global standards, Claudio will foster innovation and protect consumer interests, positioning TNQ at the forefront of the blockchain industry.

Ng Yao Wee - Blockchain Advisor

Ng is a Chief Technology Officer at Fintech HQ, a fintech and web3 company that he co-founded. Currently immersed in a pivotal role, he is spearheading the development of a cutting-edge digital banking technology stack. His mission is to seamlessly bridge the gap between traditional and web3 finance, propelling the industry into a new era of interconnected financial ecosystems.

Ng boasts a remarkable track record, having founded a compliance technology startup dedicated to revolutionizing KYC onboarding for financial institutions through innovative facial recognition technology. Furthermore, he has showcased his leadership acumen as the head of a fintech software development company, specializing in the creation of robust payment gateways and groundbreaking blockchain products.

Beyond his entrepreneurial ventures, Ng is a sought-after advisor for startups and companies across both the US and Asia. His profound expertise spans the realms of blockchain, artificial intelligence, and machine learning, making him an invaluable resource for those navigating the dynamic landscape of financial technology. With his strategic vision and profound expertise, he is well-positioned to offer invaluable insights and guidance to TNQ as a blockchain advisor, guiding the company through the dynamic terrain of blockchain technology and fintech innovation.

1. Institutional Partners

In the evolving landscape of decentralized finance (DeFi), operating within the DeFi Bot ecosystem requires collaboration with key institutional partners to ensure security, transparency, and efficiency. TNQ partners with reputable entities specializing in areas such as smart contract auditing, Web 3 compliance, market liquidity, and exchange integration. TNQ's alliances with reputable institutions highlight a strong dedication to upholding the highest standards of security, regulatory compliance, and operational integrity. These strategic partnerships create an environment where token holders experience transparency, efficiency, and security within the DeFi Bot ecosystem, fostering trust and reliability in every interaction.

1. Regulatory Environment

The introduction of new regulatory frameworks across various jurisdictions marks a significant advancement for the broader crypto ecosystem. These emerging regulations aim to provide greater trust, transparency, and operational standards for service providers operating within the digital asset space. By addressing key issues such as fraud prevention, market manipulation, and governance, these regulations promote innovation while ensuring that companies operate in a secure and compliant environment. As TNQ navigates these regulatory landscapes, aligning its governance and compliance strategies timely with these evolving standards remains a priority.

2. CertiK: Smart Contract Auditor

CertiK, a leading name in blockchain security, offers advanced auditing solutions that rigorously evaluate smart contracts and decentralized applications. By engaging CertiK to audit TNQ Token’s smart contracts, TNQ takes proactive steps to ensure the security and integrity of its ecosystem. CertiK’s detailed auditing practices help identify potential vulnerabilities, giving token holders confidence that their assets are protected by the most rigorous security standards in the decentralized finance space.

3. Carstoiu Remus Cosmin Law Firm: Legal Advisor

With over two decades of expertise, Carstoiu Remus Cosmin Law Firm specializes in high-tech legal sectors and provides tailored legal services to support TNQ’s compliance in the decentralized finance space. As a trusted legal advisor, the firm navigates the evolving legal landscape, addressing the complexities associated with digital assets and blockchain technologies. This involvement underlines TNQ’s focus on building a legally sound and secure ecosystem, offering stakeholders confidence in its regulatory standing.

4. Balaena Quant: Trading Service Provider

Balaena Quant’s expertise in quantitative algorithmic trading and liquidity optimization is central to TNQ Token's secondary trading. By leveraging advanced market-making techniques, Balaena Quant contributes to maintaining balanced liquidity and favorable trading conditions at respective exchanges where TNQ Token is listed. The collaboration with Balaena Quant significantly enhances the trading experience for TNQ Token holders given their market insights and strategies that add depth to TNQ’s ecosystem.

5. Biconomy: Centralized Exchange

Biconomy, a globally recognized digital asset exchange, serves over 1 million users and offers a transparent platform for trading. The token’s listing on Biconomy positions the token holders within a reliable and secure trading venue, expanding the market presence. This partnership amplifies TNQ’s accessibility and liquidity, reflecting the platform’s commitment to providing token holders with access to reputable trading environments. Biconomy’s standing as a trusted exchange reinforces TNQ’s vision of building a secure and user-centric ecosystem.

6. Coinstore: Centralized Exchange

Coinstore is a well-known centralized exchange, recognized for offering a user-friendly and secure trading experience. By partnering with Coinstore, TNQ expands its ecosystem into a trusted marketplace, facilitating diverse platforms for secure and transparent transactions of token trading. Coinstore’s established reputation within the crypto community complements TNQ’s objectives, enhancing token liquidity with the influx of diverse trading activity on the platform. This collaboration provides a seamless trading option, further embedding trust and reliability into TNQ’s ecosystem.

2. Other Key Considerations

In addition to the key stakeholders involved, several other considerations are essential for TNQ's long-term success. Each component of the business ecosystem contributes to the overall strength and resilience of the project to continuously supports growth and adaptability. Ultimately, the interplay of these elements creates a dynamic and sustainable business model, positioning TNQ for enduring success in a competitive landscape.

1. Transparency & Disclosure

TNQ believe the standards for transparency and disclosure in Web 3 finance should meet or exceed those in traditional finance (TradFi), as a new era demands better practices to foster trust and drive adoption. The commitment to transparency and disclosure within the Web 3 finance ecosystem, setting a standard that matches or surpasses the transparency levels observed in TradFi. This is particularly crucial in the context of the DeFi Bot ecosystem, where users have clear visibility into how their assets are managed and traded.

2. Product and Protocol Details

The DeFi Bot ecosystem represents a significant innovation within TNQ's platform, designed to enhance trading efficiency and liquidity management. These automated trading bots leverage advanced algorithms to execute trades based on market conditions, allowing users to capitalize on opportunities without the need for constant monitoring. TNQ strives to maintain transparency by offering detailed information about its products and protocols. This includes disclosing relevant dimensions such as features, functionalities, use cases, and risk factors. By providing comprehensive insights, token holders can make informed decisions and understand the intricacies of the offerings.

3. Conservative Risk Management

TNQ adopts a conservative approach to risk management, emphasizing prudence and caution in its operations. By prioritizing risk mitigation and avoidance, TNQ seeks to create a stable and secure environment for its users and stakeholders. This involves implementing thorough due diligence processes, conducting regular risk assessments, and establishing clear protocols for identifying and addressing potential vulnerabilities.

4. Legal & Regulatory Compliance

TNQ takes legal and regulatory compliance seriously, recognizing it as a fundamental pillar of its operations and a key factor in building trust with users and stakeholders. The company diligently adheres to applicable laws and regulations across all jurisdictions in which it operates, positioning itself in an environment that its practices align with the highest industry standards.

5. Consultation with Experts

To ensure compliance with legal, tax, and regulatory requirements, TNQ consults with a diverse array of experts in these fields. By engaging specialized legal, tax, and regulatory advisors, TNQ taps into a wealth of knowledge and insights that equip it to navigate the intricate and ever-evolving regulatory landscape effectively. Given that the digital assets landscape is complex and relatively new, these expert consultations are essential for staying ahead and informed decision-making.

6. Compliant Product Design

TNQ invests significant effort in designing its ecosystem functionalities at every stage of the development process. This commitment involves embedding legal and regulatory considerations into product design from the outset, which helps to create offerings that are not only innovative but also fully aligned with applicable laws and regulations. By adopting a compliance-by-design approach, TNQ diligently identifies and addresses potential compliance issues before they arise, effectively minimizing the risk of non-compliance and reducing the likelihood of regulatory scrutiny.

7. Conservative Regulatory Posture

The conservative stance allows TNQ to navigate the complex regulatory landscape with confidence, as it emphasizes thorough due diligence and proactive engagement with regulatory authorities. By continuously monitoring evolving regulations and adapting its practices accordingly, TNQ reinforces its dedication to maintaining the highest standards of compliance and governance. Furthermore, this approach enhances TNQ's reputation as a responsible and reliable player in the digital finance space, attracting users who value security and integrity in their financial interactions. Ultimately, this key element serves as a foundation for sustainable growth and long-term success in an ever-evolving market.

8. Real Time and Transparent Monitoring

TNQ’s official website offers real-time access to crucial data, providing users with comprehensive insights into the ecosystem. This includes live updates on the total minted amount, Asset Rewards Value (ARV), market circulating supply, total locked amount and historical data on token minting and supply over time, offering transparency regarding the token's distribution. This commitment to transparency and accountability underscores company's dedication to maintaining trust and integrity within its community and token holders.

1. TNQ Token

The TNQ Token stands at the center of the TNQ DeFi Bot ecosystem, functioning as the critical utility token that drives user engagement, ecosystem functionality, and overall growth. As a digital asset designed to fuel decentralized automated trading solutions, TNQ Token enables seamless interactions within the platform, offering users an innovative tool to access and participate in the growing decentralized finance landscape. It empowers users to engage in a wide range of advanced DeFi Bots, creating limitless opportunities for portfolio growth and diversification.

TNQ Token is essential for unlocking key features within the DeFi Bot ecosystem. Users leverage the token to access and subscribe to various DeFi Bots, where subscription fees are paid in TNQ Token, creating a continuous demand for the asset. Additionally, TNQ Token serves as a currency for platform operations, such as withdrawal fees, where users are charged in TNQ Token upon transferring tokens out of the ecosystem. Further functionalities include token Locking, where participants can lock their TNQ Token in hand to earn Locking rewards, which is also paid in the form of token, and unique Redemption feature that allow users to convert TNQ Token to stablecoin based on the current ARV. These multiple utility layers strengthen the token’s core role in the TNQ's ecosystem, aligning user participation with token value creation.

The security and trust framework surrounding TNQ Token is reinforced by partnerships with top-tier blockchain auditors, such as CertiK, which rigorously audits the smart contracts underlying TNQ Token. This auditing process ensures the technical integrity of the ecosystem and guarantees that the token operates within a secure, transparent, and trustworthy environment. By adhering to high standards of Web3 compliance and working with globally recognized regulators, TNQ demonstrates its dedication to providing a solid foundation of security towards user assets and ensuring smooth, compliant operations within the decentralized landscape.

The TNQ Token is strategically positioned to capture a significant share of the decentralized finance market, leveraging its unique role within the DeFi Bot ecosystem. As the platform expands and attracts a growing number of participants, the demand for TNQ Token is expected to rise, driven by increased adoption, token utilization, and enhanced functionalities. By offering a compelling mix of utility and security, TNQ is poised for long-term success in the competitive DeFi market, with potential for substantial growth driven by its robust ecosystem, partnerships, and user-centric features.

TNQ Token’s value proposition is further enhanced by its strong market positioning as a tool that bridges innovative DeFi solutions with practical user benefits. This combination of real-world utility, strategic partnerships, and a user-driven growth model makes TNQ Token a highly attractive asset for both traders and investors seeking to participate in the evolving DeFi landscape.

1. Tokenomics

With a maximum supply capped at 1,000,000,000 TNQ Token, the inherent scarcity creates the potential for a store of value over time. As token demand within the DeFi Bot ecosystem increases relative to the fixed supply, the token’s exclusivity and value proposition are naturally reinforced. This scarcity fosters confidence among token holders in its long-term viability and growth potential as a central asset within the TNQ platform.

TNQ Token is designed as the backbone of the DeFi Bot ecosystem, functioning as a utility token that facilitates access to various services and features within the platform. Its primary role is to serve as the currency for subscribing to exclusive DeFi Bots, unlocking advanced automated trading strategies and features. Users must hold and use TNQ Token as a means of access, creating a seamless connection between the token's utility and the overall DeFi Bot ecosystem adoption. This utility-centric model keeps TNQ Token remains integral to ecosystem participation, aligning its value with the unique services it provides.

As the TNQ DeFi Bot ecosystem expands, the demand for TNQ Token will be driven by their essential role in subscribing advanced DeFi bot and other ecosystem features. This organic demand is directly linked to the token's utility, grounding its value in real use cases within the platform rather than pure speculation. With every new user engaging with TNQ’s automated trading solutions, the utility of the token becomes further reinforced, maintaining a cycle of sustained value creation linked to ecosystem growth.

2. Asset Rewards Value (ARV)

The Asset Rewards Value (ARV) is a key metric that represents the value of assets held by TNQ (the company) for each unit of TNQ Token. It reflects the cumulative value of TNQ's assets in hand, offering a transparent calculation of the token’s underlying value. This value is critical for users as it serves as the basis or price level for initiating Token Redemption, allowing them to exchange their TNQ Token back into USDT.

The assets held and allocated by TNQ are vital to the ecosystem's growth and sustainability. These assets support essential ecosystem functions, including the development of new DeFi bots, liquidity management, and platform infrastructure. By utilizing assets strategically, TNQ can continually innovate and expand its offerings, attracting new users and strengthening the platform's competitiveness.

Every asset spent is directly linked to enhancing platform features and services, from improving automated trading solutions to funding new projects and bot development. This ongoing asset utilization signifies a commitment to staying ahead of industry developments and ensures that the ecosystem remains dynamic, flexible, and capable of scaling with user demands. As these enhancements unfold, token holders can expect to see a tangible impact on the platform’s value, solidifying their investment as the ecosystem thrives.

The value of ARV is expected to remain relatively low in the early stages, as TNQ strategically allocates its assets toward critical ecosystem development and expansion. Investments in areas like DeFi bot infrastructure, stakeholders alliances, and technology enhancements are key to driving innovation and attracting new users. However, as these developments mature and more users adopt the TNQ platform, the ARV is anticipated to grow. The increase in the per-token asset value will be driven by a combination of platform success, user participation, and the accumulation of asset reserves within the ecosystem.

3. ARV Mechanics

The recalibration of ARV is updated every 5 minutes, reflecting real-time changes based on inflow derived from TNQ market performance, inflow and outflow of strategic spending. This provides a dynamic value benchmark for the community and the public to track and evaluate for the purpose of token Redemption. TNQ emphasizes transparency by facilitating easy access to historical ARV data on the official TNQ website. This level of transparency enables the community and the wider public to gain valuable insights into evolving value proposition trends and overall ecosystem growth.

4. User Onboarding Flows


The first step for users is to create a TNQ account. After completing the registration process, they must verify their email to enable secure communication. Upon their initial login, it is essential to complete the Know Your Customer (KYC) process, which is mandatory to comply with financial regulations and protect their assets. If KYC verification is unsuccessful, users will need to revise and resubmit the required documentation for approval before gaining full access to the client portal.

For Individual Onboarding:

• Information Required:
  • Full Name
  • National Identity Number/Passport Number
  • Email
  • Phone Number
  • Address
• KYC Documents:
  • Government-issued ID (National ID/Passport)
  • Selfie with holding ID (for identity verification purposes)

For Corporate Onboarding:

• Information Required:
• Particulars of Corporate Representative
  • Name
  • Contact Number
  • Position within Corporation
• Particulars of Corporation
  • Name (As per in Certificate of Incorporation)
  • Company Registration No.
  • Company Registered Address
  • Country of Incorporation
  • Date of Incorporation
  • Type of Company
  • Email
• KYC Documents:
  • Certified copy of Certificate of Incorporation
  • ⁠Certified copy of the Memorandum and Articles of Association / Constitution or By-Laws or Charter
  • Certified copy of special resolution from the subscriber’s Board of Directors, verified and signed by the company secretary to invest a specified Sum in TNQ Token
5. TNQ Token Acquisition

Purchasing TNQ Token serves as a key entry point for users to access the TNQ's ecosystem. This streamlined process enables both novice and seasoned investors to acquire tokens effortlessly via reputable cryptocurrency platforms. Once acquired, TNQ Token can be utilized for a variety of ecosystem functionalities, including Locking and participating in DeFi Bot for automated trading.

TNQ Tokens are listed on several reputable cryptocurrency exchanges, giving users various channels to purchase the token. These exchanges typically offer trading pairs with stablecoins like USDT, along with support for fiat currency purchases, making it straightforward to buy tokens using different currencies.

The presence of TNQ Token on multiple exchanges enhances liquidity, enabling users to buy and sell token without without experiencing major price fluctuations and significant slippage. This market depth is crucial for investors, as it ensures they can enter or exit positions efficiently.

By monitoring real-time TNQ Token prices across exchanges, users manage their token purchase more effectively, especially in the fast-moving cryptocurrency market. This helps investors decide when and where to execute their trades, ensuring they can react quickly to market changes for better pricing outcomes.

6. DeFi Bot Mechanism

The TNQ DeFi Bot Mechanism is a sophisticated solution designed to automate trading strategies in the ever-evolving cryptocurrency market, providing users with the ability to trade 24/7 across various market conditions. By integrating advanced algorithmic models, the DeFi Bot optimizes trading efficiency and minimizes human intervention, making it an ideal tool for both novice and experienced traders seeking seamless access to automated trading solutions.

A key feature of the DeFi Bot is its flexible funding and subscription model, designed to offer both accessibility and strategic flexibility. Users can subscribe to individual bots with a minimum investment of 100 USD, utilizing USDT or USDC as their funding source. This ensures that entry barriers are kept low while still allowing for significant investment for those with larger portfolios. Subscription periods are highly customizable, offering durations of 1, 3, 6, or 12 months for users to align their trading objectives with current market conditions and personal financial strategies. Each subscription of DeFi Bot will require the 1% subscription fee, payable in TNQ Token, which strengthens the token’s utility within the ecosystem while promoting user engagement through an affordable yet vested interest in automated trading success. This model not only keeps users actively participating but also amplifies the token’s overall adoption and growth potential of the ecosystem.

Once the Bot subscription fee is paid, the DeFi Bot is immediately activated, and the profits generated by the bot will be instantly credited to the user’s wallet. This real-time profit distribution is crafted for users to observe immediate outcomes from their investments, strengthening trust and drawing in those focused on consistent returns. Additionally, TNQ employs the High-Water Mark basis, ensuring that profit sharing will only occur when the user's profits surpass the initial capital of the Bot subscription. If the account experiences a loss, no profit-sharing will be executed until the DeFi Bot's performance brings the account back above its initial balance. At the end of the subscription period, the initial trading capital will be returned to the user’s wallet, giving them autonomy over their funds and the flexibility to efficiently reinvest or explore other DeFi bots in the ecosystem.

Before subscribing to any DeFi Bot within the TNQ ecosystem, users have full access to key performance and operational metrics to make informed decisions. Detailed specifications, including the historical ROI generated, subscription fee, total P&L, and the subscriber’s sharing ratio, are transparently displayed for each bot. Additional data such as the early unsubscription fee, the assets under management (AUM), bot run time, and the current number of subscribers are also provided. This comprehensive overview allows users to evaluate the bot's past performance and operational structure, helping them align their trading objectives and risk tolerance.

The performance of each DeFi Bot can be timely monitored through the TNQ client portal to provide users with real-time insights into the bot’s activities and detailed performance metrics for better-informed decision-making and portfolio adjustments. Moreover, with no limit on the number of bots a user can subscribe to, the mechanism provides unparalleled flexibility in portfolio diversification and the ability to leverage different DeFi Bots simultaneously. This robust structure, paired with a user-friendly interface, reinforces TNQ’s vision of delivering cutting-edge automated trading solutions while keeping user needs at the forefront. With a competitive edge driven by top-tier features, TNQ positions its DeFi Bots as a highly sought-after solution for traders pursuing both efficiency and innovation in their trading strategies.

7. Locking Mechanism

TNQ introduces a Locking mechanism designed to incentivize and reward committed token holders through a yield-generating process. This mechanism involves locking TNQ Token for a predetermined period of 45-day Locking cycle, during which the Locking yield can be claimed at the end of each cycle. To initiate the Locking of TNQ Token, a minimum of 3,000 TNQ Token is required. During the Locking period, token holders benefit from a fixed yield rate of 0.2% per 45-day Locking. By Locking the token, token holders not only entitle to additional rewards but also demonstrate their long-term commitment to the TNQ’s ecosystem, contributing to the stability and growth of token's value proposition over time.

Locking is a mechanism for token holders to lock TNQ Token to earn Locking yield. Token holders not only benefit from the potential increase in token value but also have the opportunity to accumulate more token over the Locking periods. This dual benefit structure incentivizes token holders to lock their token for extended periods, promoting stability and growth while contributing to the long-term success of the ecosystem. Furthermore, the introduction of Auto-Locking streamlines the process, automatically initiating a new 45-day Locking period upon the maturity of the current one. This feature eliminates the need for manual intervention for token holders to continuously earn Locking yield without interruption. Auto-Locking promotes convenience and efficiency for token holders to enjoy a compounded amount of token return while benefiting from potential token appreciation through long-term holdings.

If the Auto-Locking is enabled, a new 45-day Locking period will be initiated automatically upon the maturity of the current one, where the locked capital together with the Locking yield earned from the preceding Locking period will be relocked. If the Auto-Locking is not enabled, the locked TNQ Token, including the Locking yield earned during the Locking period, will be credited back to the user's wallet immediately upon maturity of the 45-day Locking period. TNQ Token that has completed the initial 45-day locking period, along with any additional token earned, will be credited to the Redemption Credit for future token Redemption. Redemption Credit will be granted only once, only newly generated tokens will be added to the Redemption Credit and tokens that have already been added to the Redemption Credit from previous locking periods will not be credited again.

During an active Locking period, users have the option to unlock their active Locking, with the unlocking process requiring a standard duration of 7 days. Once unlocked, the locked tokens will be returned to the client's wallet immediately. Notably, partial unlocking is not permitted, users must unlock the full amount. Furthermore, unlocking will result in the loss of the Locking yield that would have been earned if the unlocking had not initiated.

Overall, the Locking mechanism introduces a unique incentive structure that not only benefits token holders with opportunities for increased token accumulation but also contributes to the overall stability of the ecosystem by reducing volatility associated with amount of token circulation, thereby contributing to a more predictable market environment. By encouraging long-term token holdings, this mechanism cultivates a community of committed and engaged stakeholders dedicated to the sustainable success of the project. The stability brought about by the Locking mechanism enhances confidence among token holders and contributes to the overall stability of the TNQ's ecosystem as it continues to develop.

8. SWAP Mechanism

The Redemption mechanism within the TNQ’s ecosystem provides token holders with the opportunity to exchange their tokens for USDT, offering enhanced liquidity and flexibility in managing their holdings. This unique feature operates based on the available Redemption Credit balance and is executed at the current ARV, with transparently outlined fees applied in the form of TNQ Token.

The amount of TNQ Token eligible for Redemption is determined based on the Redemption Credit available, which is the amount of TNQ Token that has first completed a full 45-day Locking period. As per the Locking mechanism, TNQ Token that have been locked for a complete 45-day period for the first time are eligible for Token Redemption. However, it is important to note that not only the original amount of TNQ Token locked will be added to the Redemption Credit, any additional tokens earned as yield during the Locking period will also be eligible to add to Redemption Credit. This mechanism gives token holders more credit under the Redemption feature, aligning with the company's commitment to rewarding loyal and value-centric token holders. Additionally, by linking Redemption eligibility to the Locking mechanism, speculative trading tendencies are curbed, fostering a community of dedicated token holders committed to the long-term growth and stability of the ecosystem.

A total of 15% Redemption fee will be incurred when token holders execute the Token Redemption. This fee structure encourages responsible token usage while supporting liquidity provision, market stability, operations and growth of the ecosystem in the long run. The fees are detailed as follows:

• Custodian Fee
• A Custodian Fee of 2.5% will be levied based on the current ARV upon Redemption request. This fee compensates for custodial services such as safekeeping, administration, record-keeping, and reporting
• Compliance Fee
• A Compliance Fee of 4.0% will be levied based on the current ARV upon Redemption request. This fee incurs the cost of operations to ensure compliance with relevant laws, regulations, and industry standards as well as related to legal counsel and regulatory compliance, such as anti-money laundering (AML) and know-your-customer (KYC) procedures
• Management Fee
• A Management Fee of 8.5% will be applied based on the current ARV upon Redemption request. This fee is intended to cover the costs associated with administering and managing the fund. These costs include, but are not limited to:
  • Research and Analysis: Costs associated with conducting market research, analyzing investment opportunities, and evaluating potential risks and returns
  • Fund Allocation Management: Compensation for making strategic decisions in fund allocation, ecosystem development and implementing strategies
  • Performance Monitoring: Costs associated with monitoring portfolio performance, tracking investments and adjusting strategies as needed

Upon execution of the Token Redemption, the USDT equivalent to the net value of the Redemption will be credited to the owner's wallet within 45 to 90 days for settlement. The Redemption is executed based on the current ARV, reflecting real-time market conditions and ensuring fair and transparent exchange rates for token holders. This dynamic pricing mechanism provides token holders with more insights to make informed decisions and execute Redemption at optimal time for value realization from their token holdings.

1. Ecosystem Overview
1. TNQ Token Issuance

With an emphasis on utility, the token issuance embodies TNQ's innovative approach to establish access to its multifaceted ecosystem participation, offering participants a gateway to diverse opportunities within the landscape. Beyond static ownership, TNQ Token is integrated into the ecosystem's fabric, incentivizing active participation and rewarding token holders through its robust utility features. TNQ Token symbolizes more than mere units, they represent ownership in a dynamic ecosystem valued by token adoption metrics. The token issuance follows strict guidelines to ensure transparent distribution and optimal supply management. By focusing on long-term growth, the token issuance model keeps the token central to the ecosystem's operations, supporting a strong, demand-driven market where tokens are freely traded or redeemed.

2. User Registration

User registration with TNQ marks the commencement of an exciting journey towards financial empowerment and inclusion. This pivotal step entails furnishing comprehensive details for account creation and undergoing the essential Know Your Customer (KYC) process, a cornerstone of regulatory compliance and security. Once users submit their KYC information and documents, TNQ’s compliance team will be conducting a thorough review within a 24-hour window. This commitment to efficiency ensures that users can swiftly progress through the registration process, allowing them to access TNQ's suite of transformative financial solutions.

3. Token Acquisition

Token acquisition in the TNQ's ecosystem is conducted entirely through external cryptocurrency exchanges, offering users with multiple options to purchase TNQ Token. This approach allows users to buy tokens directly from the market, providing flexibility in both timing and pricing. The process is straightforward, users register an account on their preferred exchange, complete the KYC process, then they can purchase TNQ Token using popular stablecoins or fiat currencies. Once the tokens are acquired, they are transferred to the TNQ client portal, granting access to a range of ecosystem functionalities, such as automated trading subscriptions, Locking, and other ecosystem features. This seamless integration of external exchanges and the TNQ platform ensures a smooth, user-friendly experience while maintaining a transparent and open marketplace.

4. Smart Contract Verification

TNQ ensures the robustness and security of the TNQ Token's smart contract by subjecting it to meticulous verification conducted by CertiK, a leading Smart Contract Auditor in the industry. This rigorous process guarantees the reliability, security, and transparency of the smart contract, mitigating potential risks associated with vulnerabilities or exploits. Through this collaboration, TNQ reaffirms its commitment to safeguarding the interests of token holders with an environment of trust and confidence. By upholding the highest standards of excellence and security, TNQ aims to maintain a high benchmark for reliability and integrity within the realm of tokenized portfolio management, ensuring peace of mind for token holders that participate within the TNQ’s ecosystem.

5. Ecosystem Development

Ecosystem development within TNQ is a core strategic priority aimed at fostering sustainable growth, innovation, and user engagement. By continuously evolving its infrastructure, TNQ puts the main emphasis on the functionality of its DeFi Bot platform, integrates advanced features, and expands its service offerings to meet the needs of its growing user base. This development includes expanding partnerships with key industry stakeholders, improving the token economy, and introducing new trading solutions to drive broader adoption. TNQ also focuses on nurturing a vibrant community by offering educational resources, user-friendly interfaces, and real-time performance analytics. The ecosystem is designed to adapt to market trends, ensuring the platform remains competitive, scalable, and attractive to both retail and institutional participants.

6. Market Liquidity Management

Effective market liquidity management is key to maintaining the stability and utility of the TNQ Token. TNQ engage renowned trading service providers to employ advanced liquidity management strategies, including algorithmic market making, to ensure that tokens can be easily bought and sold on exchanges without significant price fluctuations. This creates a more attractive environment for traders and investors, as liquidity risks are minimized. TNQ also works with strategic liquidity partners to enhance overall market depth and provide better price discovery. Through these efforts, TNQ ensures that the token retains its value and usability in various market conditions.

7. Regulatory Compliance

Regulatory compliance is a cornerstone of the TNQ's ecosystem. The platform adheres to strict guidelines to ensure that its operations meet global standards for financial transparency and security. TNQ actively collaborates with legal experts to stay ahead of evolving regulations in the blockchain and cryptocurrency sectors. By maintaining compliance with KYC, AML, and other legal frameworks, TNQ mitigates potential risks and fosters trust within its community and among institutional partners. This proactive approach not only safeguards user assets but also positions TNQ as a credible and forward-thinking player in the DeFi space. As regulatory landscapes continue to evolve, TNQ remains committed to adapting its practices to maintain long-term sustainability and ecosystem growth within a compliant and secure environment.

8. Partnership Network Expansion

To support the growth of the TNQ’s ecosystem, the platform actively engages in partnerships with key players in the blockchain and financial technology industries. These partnerships range from liquidity providers, top-tier exchanges, digital securities brokers to technology firms specializing in automated trading. By collaborating with industry leaders, TNQ can leverage external expertise to enhance its ecosystem offerings and expand its market reach. The partnership network also allows TNQ to explore new opportunities, such as integrating third-party DeFi bots or expanding more ecosystem features, ensuring continuous innovation and providing users with access to cutting-edge technologies and tools. These collaborations facilitate seamless liquidity management, boost the scalability of TNQ’s trading infrastructure, and allow for faster adoption of new services. Ultimately, TNQ’s strategic partnerships play a pivotal role in delivering value to its users by maintaining a competitive edge in the fast-evolving blockchain and fintech landscapes, while also strengthening the platform’s long-term sustainability.

1. CRM Overview

The TNQ Token’s Customer Relationship Management (CRM) tools offer users a comprehensive medium to effortlessly manage their token holdings, including buying, tracking, purchasing, Locking and Redemption of TNQ Token. With a streamlined user experience, individuals and corporations can easily sign up and undergo identity verification through the Know Your Customer (KYC) process, unlocking access to all platform functions. This user-friendly approach ensures that users can navigate the platform with ease, leveraging its full suite of features to efficiently manage their token holdings and engage in token transactions. By prioritizing simplicity and accessibility, TNQ CRM tools allow token holders to manage their holdings, enhancing their overall experience and facilitating greater engagement within the ecosystem.

2. CRM Tools Functions
1. Deposit and withdrawal of TNQ Token and USDT

Users can deposit TNQ Token and USDT into their accounts on the platform via blockchain network like Ethereum Network (ERC-20), enabling them to participate in various activities such as buying or Locking. Similarly, users can withdraw TNQ Token and USDT from their wallet to external wallet address such as exchange when needed.

2. Hold TNQ Token and USDT in Own Wallet

The platform allows users to securely hold their TNQ Token and USDT in their own wallets within the CRM, providing control and flexibility over their digital assets while ensuring the safety of their holdings.

3. Transfer TNQ Token among users

Users have the ability to transfer TNQ Token directly to other users within the TNQ CRM, facilitating peer-to-peer transactions between participants within the ecosystem.

4. Track Transaction History

Users can easily track their transaction history, including deposits, withdrawals, transfers, purchases, Locking and Token Redemption, providing transparency and accountability in their financial activities on the platform.

5. DeFi Bot Subscription

The DeFi Bot Subscription empowers users to effortlessly integrate advanced automated trading into their investment strategy. Instead of manually managing trades, users can rely on the sophisticated capabilities of the bots to capitalize on market opportunities at all times. This system enhances portfolio diversification while reducing the time and effort typically required, creating a more efficient trading experience. By seamlessly combining automation with strategic decision-making, this subscription model maximizes both convenience and long-term growth potential for users.

6. Token Locking

Users can participate in the TNQ Token’s Locking mechanism, which involves the Locking of TNQ Token for a specified period of time to earn rewards. This feature incentivizes long-term holding and curtails the circulating supply while providing opportunities for users to accumulate additional TNQ Token. Long-term holders can leverage the Auto-Locking feature to passively increase their token holdings.

7. Token Redemption for USDT

The platform offers functionality of Redemption that allows users to exchange their TNQ Token for USDT at current ARV, providing liquidity and flexibility for token holders to manage their holdings as needed, subject to applicable terms and conditions.

8. Access to Premium User Program

The Premium User Program provides exclusive benefits and privileges designed to drive user engagement and encourage active participation. Users can earn referral rewards by inviting new participants to the platform, unlocking additional benefits and incentives tied to the DeFi Bot subscription. This initiative encourages users to actively contribute to the growth of the TNQ's ecosystem while benefiting from the program’s exclusive features.

1. Overview

Smart contracts play a pivotal role in the functionality and operation of crypto tokens within blockchain ecosystems. These self-executing contracts are encoded with predefined rules and conditions, enabling automated and transparent execution of transactions without the need for intermediaries. In the context of crypto tokens, smart contracts facilitate various functionalities such as token issuance, transfer, and management, ensuring trustless and tamper-resistant transactions. Additionally, smart contracts enable the implementation of token-specific features such as token Locking, or yield farming, providing additional use case and value to token holders. By leveraging smart contracts, crypto tokens can enforce security, transparency, and efficiency in their operations, enhancing trust and confidence among users and stakeholders.

Token metrics are essential parameters that provide insights into the characteristics and performance of crypto tokens, influencing token holders sentiment and market dynamics. These metrics encompass a range of quantitative and qualitative factors such as token supply, distribution, circulation, market capitalization, liquidity, and tokenomics. Understanding token metrics is crucial for token holders and stakeholders to assess the fundamental value and potential growth prospects of a crypto token. By analyzing token metrics, token holders can evaluate factors such as token scarcity, demand-supply dynamics, distribution patterns, and token’s use case, informing their investment decisions and risk management strategies. Moreover, token metrics serve as key indicators for project teams and token issuers to monitor and optimize the performance of their tokens, enabling data-driven decision-making and strategic planning to drive long-term success and sustainability within the crypto ecosystem.

Token	TNQ
Blockchain	Ethereum, ERC20
Contract Address	0x47E5C76F155083F1aee39578311a2A5FaA938A82
Contract Audit	CertiK (https://skynet.certik.com/projects/tnq)
Project Team Audit	CertiK (KYC Gold Badge)
Token Type	Asset Allocation Token
Total Supply	1,000,000,000 TNQ
Explorer Link	https://etherscan.io/token/0x47E5C76F155083F1aee39578311a2A5FaA938A82
Minting Mechanism	Multi-Signature Approval with Automatic Call Function

1. Program Overview

The TNQ Premium User Program has been strategically structured to align with the introduction of the DeFi Bot model, offering users enhanced opportunities through an evolved referral system. By sharing a unique Referral Link, generated from the client portal, premium users can invite others to join and subscribe to the DeFi Bots. This approach not only serve as a mechanism to promote broader platform participation but also rewards premium users with commissions derived from the pool of Bot Subscription fees paid by their referrals. This structure connects rewards to active participation, with premium users benefiting from the continued engagement and usage of their referrals on the platform.

Firstly, users directly benefit from the program by becoming enrolled agents. This status grants them access to agent benefits, rewarding them for introducing new users to participate in the DeFi Bot subscription. As users engage more actively and expand their network, they can elevate their status to that of an Associate Partner. In this role, they contribute to building the TNQ’s community, thereby strengthening the ecosystem and gain the rewards exclusively reserved for Associate Partner.

By encouraging referrals, the program supports the expansion of the user base, increasing the volume of active bot subscriptions. Each successful referral leads to a commission derived from the Bot Subscription fees, promoting a self-sustaining reward structure. As more users onboard through this referral process, the TNQ’s ecosystem experiences enhanced liquidity and market resilience, reinforcing its foundational structure.

Moreover, the Premium User Program is not static but dynamic, with ongoing developments and additional benefits planned for the future. As TNQ's ecosystem continues to evolve and expand its use case, users can expect more perks and rewards to be introduced along the way. This forward-looking approach ensures that participants in the program remain engaged and incentivized, while also contributing to the overall growth and adoption of TNQ Token in this digital landscape.

In essence, the Premium User Program is a multifaceted initiative aimed at enriching the user experience, fostering community growth, and fortifying the project’s ecosystem. Through direct benefits such as agent rewards and associate partner status, participants stand to gain significantly. As the program evolves in tandem with development of TNQ Token, users can look forward to even more benefits and opportunities on the horizon.

2. Type and Qualification

The Premium User Program is structured into 2 distinct qualification identities:

1. Agent
2. Associate Partner

The status of an Agent is permanent and remains active once attained, while becoming an Associate Partner is performance-based, requiring a consistent level of achievement to qualify.

1. Qualification - Agent

Any individual can become an enrolled agent of TNQ by referring new users to participate in the DeFi Bot subscription program. This opportunity is open to anyone to leverage their networks and connections to promote the TNQ DeFi Bot ecosystem. As agents, they play a pivotal role in expanding the TNQ community while earning rewards for their efforts. The referral mechanism is designed to be user-friendly, allowing agents to easily integrate their promotional activities into their existing networks. This framework is intended to facilitate the wide adoption of DeFi Bots on TNQ, creating a multiplier effect that enhances overall engagement among the global crypto community.

2. Qualification - Associate Partner

Performance monitoring is integral to assessing one's suitability. Agents will be undergoing rigorous evaluation to ensure alignment with TNQ's standards set for qualified Associate Partner in the ecosystem. If deemed suitable, collaborative efforts ensue, leading to the appointment as an Associate Partner.

3. Premium User Program Terms and Conditions

The Premium User Program of TNQ is governed by a comprehensive set of terms and conditions, which outline the responsibilities and expectations of qualifying users. It is crucial for participants to thoroughly understand these terms, as they define the roles they undertake within the ecosystem. By adhering to these guidelines, users pledge to act in the best interests of both project and themselves, fostering an environment of trust, transparency, and mutual respect. These terms not only serve as a framework for ethical conduct but also promote accountability and responsibility among premium users, empowering them to contribute to the sustainability and growth of the community.

In essence, the terms and conditions of the Premium User Program represent the shared values and aspirations of TNQ, embodying a commitment to integrity, diligence, and ethical behavior. By embracing these principles, qualifying users lay the groundwork for a collaborative partnership that fosters mutual prosperity and success within the ecosystem.

Premium User Program terms and condition:
https://tnqtoken.io/policy/premium-user-program-terms-and-conditions/

1. Milestone
• 1st Half of December 2023
  Establishment of TNQ
  Business Roadmap Planning
  Establishment of TNQ Token’s Tokenomics
• 2nd Half of December 2023
  Engagement of Custodian
  TNQ Token’s Smart Contract TestNet Launch
• 1st Half of January 2024
  TNQ Token’s Official Website Launch
  Official CRM Launch
  Community Launch
• 2nd Half of January 2024
  Official Engagement with CertiK
  TNQ Token’s Smart Contract Mainnet Launch
  MoU signing with CEX - Coinstore
• 1st Half of February 2024
  TNQ Token’s Smart Contract Verified by CertiK
• 2nd Half of February 2024
  Collaboration - Trading Service Provider
• 1st Half of March 2024
  TNQ Token’s CEX Listing - Coinstore
  Premium User Program Aannouncement
• 2nd Half of March 2024
  TNQ Token Grand Launching (Ho Chi Minh City, Vietnam)
  CertiK KYC Gold Badge Obtained
  Collaborative Twitter AMA session Hosted by CEX
• 1st Half of April 2024
  CoinGecko TNQ Token Pre-List
  Introduction of Locking Mechanism
  Introduction of Redemption Mechanism
• 2nd Half of April 2024
  TNQ’s X Gold Tick Obtained
  Token 2049 Event Participation (Dubai)
  TNQ’s Official Website 2.0 Launch
• 1st Half of May 2024
  1st Wave of TNQ Token Giveaway Event
  Introduction of Enhanced Tokenomics Model
• 2nd Half of May 2024
  2nd Wave of TNQ Token Giveaway Event
2. Roadmap

Target Market

TNQ Token stands as an Rewards Allocation Token, offering a refined alternative for investors from traditional finance field venturing into the realm of Web 3. With heightened liquidity, global accessibility and a reliance on decentralized financial ecosystem, it instils greater confidence in token holders through pillars of transparency, liquidity, security, and ownership.

The following is a non-exhaustive list of current and immediate future undertaking of TNQ’s:

• Q3 2024
  DeFi Bot Ecosystem
  The introduction of DeFi Bot integrates cutting-edge algorithms to automate trading, enabling users to capitalize on market opportunities effortlessly.
• Token 2049 Participation
  Participating in Token 2049 (Singapore) positions TNQ at the forefront of DeFi trends to identify emerging opportunities and refine its innovative offerings.
• Token Listing on Biconomy
  The listing of TNQ Token on Biconomy enhances liquidity, broadening market access and supporting ecosystem expansion strategies.
• Q4 2024
  ARV Activation
  Presenting opportunities for token holders to enjoy the flexibility of token Redemption upon criterias are met.
• TNQ Super-APP Introduction
  Enabling token holders to seamlessly access and enjoy a wide range of functions and features within the ecosystem with a single click to dive into infinite possibilities.
• Digital Security Brokers On-Boarding
  Targeting on digital securities brokers in 8 Southeast Asian countries to expand TNQ's territorial coverage, jurisdictional reach, and market horizon.
• Governance Token Airdrop Campaign Kick-Off
  Positioning the campaign as an airdrop task further empowers the TNQ's ecosystem with rewarding incentives
• Q1 2025
  Governance Token Launch
  Distributing the governance token to the community, extending supplementary benefits to TNQ’s community members, and executing airdrops to engage potential customers.
• TNQ Token Super-APP Infinite Introduction
  Initiating a comprehensive upgrade of the TNQ’s software system to enhance user experience and improve the governance token ecosystem by expanding permissions and functionalities.
• Top 10 CEX Listing
  Empowering TNQ Token through the expansion of greater market access through listing in Top 10 CEX.
• Governance DAO System Implementation
  Revolutionizing traditional organizational models by facilitating collective ownership and on-chain decision-making.
• Q2 2025
  TNQ Token into the Globe
  Expanding TNQ Token into the global market from its roots in South East Asia, broadening community base and strengthening token branding worldwide.
• Governance Token Ecosystem Debut
  Bringing greater utility to the governance token, fostering increased demand and enhancing its value by empowering token holders with more influence and capabilities.
• Top 3 Market Maker Collaboration
  Partnering with the Market Maker frontrunners to ensure sufficient liquidity and efficient market operations, thus fortifying governance token's position in the market's perception.

1. Risk and Disclaimer
1. Interpreting Risk and Disclaimer

All terms used in this notice, which are defined in the TNQ Terms of Use (the “Terms of Use”), have the same meaning and construction as in the Terms of Use.

2. TNQ Services

This notice provides you with information about the risks associated with TNQ Services. Each TNQ Service has its own distinct risks. This notice provides a general description of the risks when you use TNQ Services.

This notice does not explain all of the risks or how such risks relate to your personal circumstances. It is important that you fully understand the risks involved before making a decision to use TNQ Services.

3. No Personal Advice

We do not provide personal advice in relation to our products or services. We sometimes provide factual information, information about transaction procedures and information about the potential risks. However, any decision to use our products or services is made by you. No communication or information provided to you by TNQ is intended as, or shall be considered or construed as, investment advice, financial advice, trading advice, or any other sort of advice. You are solely responsible for determining whether any investment, investment strategy or related transaction is appropriate for you according to your personal investment objectives, financial circumstances and risk tolerance.

4. No Monitoring

TNQ is not your broker, intermediary, agent, or advisor and has no fiduciary relationship or obligation to you in connection with any trades or other decisions or activities undertaken by you using TNQ Services. We do not monitor whether your use of TNQ Services is consistent with your financial goals and objectives. It is up to you to assess whether your financial resources are adequate for your financial activity with us, and to your risk appetite in the products and services you use.

5. No Tax, Regulatory or Legal Advice

The taxation of Digital Assets is uncertain, and you are responsible for determining what taxes you might be liable to, and how they apply, when transacting through the TNQ Services. It is your responsibility to report and pay any taxes that may arise from transacting on the TNQ Services, and you acknowledge that TNQ does not provide legal or tax advice relative to these transactions. If you have any doubts about your tax status or obligations when using TNQ Services, or with respect to the Digital Assets held to the credit of your TNQ’s CRM portal, you may wish to seek independent advice.

You acknowledge that, when, where and as required by applicable legislation, TNQ shall report information regarding your transactions, transfers, distributions or payments to tax or other public authorities. Similarly, when, where and as required by applicable law, TNQ shall withhold taxes related to your transactions, transfers, distributions or payments. Applicable legislation could also prompt TNQ to request you for additional tax information, status, certificates or documentation. You acknowledge that failure to answer these requests within the timeframe defined may result in withholding taxes by TNQ, to be remitted to tax authorities as defined by relevant law. You are encouraged to seek professional and personal tax advice regarding the above and before making any digital asset transaction.

6. Market Risk

Investment in Digital Asset is subject to high market risk. Changes in value may be significant and may occur rapidly and without warning. Past performance is not a reliable indicator of future performance. The value of an investment and any returns can go down as well as up, and you may not get back the amount you had invested.

7. Liquidity Risk

Digital Assets may have limited liquidity which may make it difficult or impossible for you to sell or exit a position when you wish to do so. This may occur at any time, including at times of rapid price movements.

8. Availability Risk

We do not guarantee that TNQ Services will be available at any particular time or that TNQ Services will not be subject to unplanned service outages or network congestion. It may not be possible for you to buy, sell, store, transfer, send or receive Digital Assets when you wish to do so.

There are legal requirements in various countries which may restrict the products and services that TNQ can lawfully provide. Accordingly, some products and services and/or certain functionalities within the Platform may not be available or may be restricted in certain jurisdictions or regions or to certain Users and any TNQ campaigns, user competitions or other promotions will not be open to (and are not targeted at or intended for) Users to whom restrictions apply. Users are responsible for informing themselves about and observing any restrictions and/or requirements imposed with respect to the access to and use of the Platform and the TNQ Services in each jurisdiction from which the Platform and the TNQ Services are accessed by or on behalf of the User. TNQ reserves the right to change, modify or impose additional restrictions with respect to the access to and use of the Platform and/or the TNQ Services from time to time in its sole discretion without notification.

9. Third Party Risk

Third parties, such as payment providers, custodians, and banking partners may be involved in the provision of TNQ Services. You may be subject to the terms and conditions of these third parties, and may not be responsible for any loss that these third parties may cause to you.

10. Security Risk

It is not possible for company to eliminate all security risks. You are responsible for keeping your TNQ’s Account password safe, and you may be responsible for all the transactions under your Account, whether you authorised them or not. Transactions in Digital Assets may be irreversible, and losses due to fraudulent or unauthorised transactions may not be recoverable.

11. Risks Related to Digital Assets

Given the nature of Digital Assets and their underlying technologies, there are a number of intrinsic risks, including but not limited to:

• faults, defects, hacks, exploits, errors, protocol failures or unforeseen circumstances occurring in respect of a Digital Asset or the technologies or economic systems on which the Digital Asset rely;
• transactions in Digital Assets being irreversible. Consequently, losses due to fraudulent or accidental transactions may not be recoverable;
• technological development leading to the obsolescence of a Digital Asset;
• delays causing transactions not to be settled on the scheduled delivery date; and
• attacks on the protocol or technologies on which a Digital Asset depends, including, but not limited to: i. distributed denial of service; ii. sybil attacks; iii. phishing; iv. social engineering; v. hacking; vi. smurfing; vii. malware; viii. double spending; ix. majority-mining, consensus-based or other mining attacks; x. misinformation campaigns; xi. forks; and xii. spoofing.

12. Fluctuation Risk

Digital Asset markets are open 24 hours a day, 7 days a week. Rapid price changes may occur at any time, including outside of normal business hours.

13. Communication Risk

When you communicate with us via electronic communication, you should be aware that electronic communications can fail, can be delayed, may not be secure and/or may not reach the intended destination.

14. Currency Risk

Currency exchange fluctuations will impact your gains and losses.

15. Legal Risk

Changes in laws and regulations may materially affect the value of Digital Assets. This risk is unpredictable and may vary from market to market.

2. Policies, Terms & Conditions
• Terms of Use

https://tnqtoken.io/policy/terms-of-use/

• Locking Policy

https://tnqtoken.io/policy/locking-policy/

• Redemption Policy

https://tnqtoken.io/policy/redemption-policy/

• Privacy Policy

https://tnqtoken.io/policy/privacy-policy/